Terms and Conditions

1. Acceptance of Terms

By creating an account, subscribing, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to these Terms, together with our Privacy Policy. We may update these Terms from time to time, and continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

2. Nature of the Service

Sanvestium provides predictive modelling, analytical tools, and informational content related to long-term financial decision-making. The Service is provided for general informational and educational purposes only and does not constitute financial, investment, tax, or legal advice.

No output generated by the Service should be treated as a guarantee of future results.

3. No Financial Advice

Nothing on this website or within the Service constitutes an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument. You are solely responsible for evaluating any decisions made in reliance on information provided by Sanvestium, and we strongly recommend consulting a qualified, independent professional before making any financial commitment.

4. Eligibility and Account Responsibilities

You must be at least 18 years old and legally capable of entering into binding contracts to use the Service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to provide accurate information and to notify us promptly of any unauthorised use.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorised access to our systems, reverse-engineering our models or software, redistributing our outputs for commercial resale without permission, or using the Service in any manner that could damage, disable, or impair its operation.

6. Intellectual Property

All content, software, methodologies, branding, and materials provided as part of the Service are the property of Sanvestium or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use the Service for personal, non-commercial purposes, unless otherwise agreed in writing.

7. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Sanvestium does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Sanvestium, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial opportunity, arising from your use of, or inability to use, the Service, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Sanvestium and its affiliates from any claims, losses, liabilities, damages, costs, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

10. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, third parties, or Sanvestium. You may also discontinue use of the Service at any time.

11. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party tools. Sanvestium does not control and is not responsible for the content, policies, or practices of any third party. Your use of third-party services is subject to their own terms and policies.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Sanvestium operates, without regard to conflict of law principles. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

13. Severability and Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Sanvestium regarding the Service.